CIA Cooperative
Pooling our premium power, retaining your autonomy
Insurance Industry changes and economic realities are jeopardizing agencies and impacting the lifestyles of owners. Consolidating premium volume and production goals are now favored by carriers. This is the major factor in the renewed success of hometown insurance agencies.
Carrier demands for better technology, more production and higher attainment levels is forcing agencies in a variety of different directions. The carrier’s new business model left no roadmap for agency success. The bigger agencies developed marketing programs, invested in IT and attained the thresholds required to participate in contingency programs. Other agencies began to fall behind and see their volume drop off.
Just like co-ops in the farm and grocery business, buying groups allow independent business owners better pricing, access to more products and more leverage with their vendors. The “pooling” concept is not new, it just new to our industry!

Our Master Agency provides a range of benefits and services.
Access to carriers and greater participation in their contingency programs is just the start. Here’s some of the wide variety of products for your agency to earn greater income: Payroll Services, Pay-As-You-Go Workers Compensation, bundled and unbundled PEO, life insurance health insurance, excess lines, service centers.
WITH CIA, NEW JERSEY'S SMALLER AGENCIES HAVE MORE OPTIONS
Our research began in 2004. Consolidated Insurance Agents was a concept then, created to understand and address the challenges we were having in our own agencies. How to buy better, qualify for ever higher earning thresholds and market more effectively.
We launched the Strength & Numbers Plan in 2006 to offer operational and business development assistance to other New Jersey agents and producers. In 2009, Consolidated Insurance Agents brought both halves of the puzzle together by launching this Master Agency designed by local agents for local agents.
CIA levels the playing field so small agencies can compete with bigger agencies… and win! It used to be that your competition came from across town. Now, we fight everybody. Our programs are tailored to the challenges of New Jersey agents.
By combining pricing and market access advantages with the affiliation options in our Strength & Numbers Plan; agents and producers have more time to focus on the most profitable part of their business.
Find out about joining CIA today. The agents’ cooperative focused on the needs of New Jersey’s Independent Insurance Agents.
Higher commissions and profit sharing programs
Increase contingency
Exclusive Back-office services
Improve agency value
Broad access to markets
Domicile option in our modern facility
Utilize proven cross-selling and new business development programs
Access to two-tier client service program
Please Contact Us to get more information!
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